Use at least 12 characters combining uppercase and lowercase letters, numbers, and symbols. Avoid dictionary words, your name, or birth date. Use a unique password for every site — a password manager can help you track them all securely. Change passwords regularly and never reuse old ones.

Always check the sender's email domain carefully — phishing emails often use slight misspellings. Hover over links before clicking to preview the actual destination URL. Never provide your credentials, OTP, or card details via email, text, or pop-up. When in doubt, navigate directly to hofmanncu.com by typing it in your browser.

Always use private, trusted Wi-Fi networks when accessing your account — avoid public hotspots for banking. Log out fully when you're done rather than just closing the browser tab. Keep your browser and operating system updated to patch security vulnerabilities. Enable two-factor authentication for an extra layer of protection.

Enable a strong screen lock (PIN, fingerprint, or face recognition) on your device. Only install the official Hofmann Credit Union app from the App Store or Google Play. Enable remote wipe on your device so you can erase it if it's lost or stolen. Keep your mobile OS and banking app updated to the latest versions.